Start your journey with the TD Aeroplan Visa Infinite Card. This guide is for those who love to travel, collect Aeroplan points, plan family trips, or compare premium travel cards in Canada. It shows how to apply for the Aeroplan Visa Infinite.
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TD Aeroplan
This article aims to help you understand the eligibility requirements, how to apply online, by phone, or in person. It covers what documents you need, your chances of getting approved, the fees, the benefits, and tips for earning and using rewards effectively.
Meta description: “Embark on rewarding travel adventures with the TD Aeroplan Visa Infinite Card. Find out how to apply and start earning today.”
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Key Takeaways
- Learn the TD Aeroplan Visa Infinite application routes: online, phone, or at a TD branch.
- Check eligibility early — residency, age and income requirements matter for TD Aeroplan Canada.
- Gather ID, proof of income and banking details to speed approval.
- Understand fees and benefits to judge the card’s value for your travel plans.
- Use targeted spending to maximise Aeroplan points after you apply for Aeroplan Visa Infinite.
Step-by-Step Guide: How to Apply for the TD® Aeroplan® Visa Infinite Card*
The TD® Aeroplan® Visa Infinite Card* is one of the most sought-after travel credit cards in Canada. It lets you earn Aeroplan points on every purchase while enjoying premium travel perks such as flight rewards, comprehensive insurance coverage, and access to airport lounges.
Here’s a complete, step-by-step guide on how to apply for the card directly through the official TD Bank Canada website.
1 – Visit the TD Bank Homepage
Start by visiting the official TD website:
👉 https://www.td.com/
On the homepage, you’ll find links to all TD’s banking products and services, including personal banking, loans, and credit cards.
2 – Go to the Credit Cards Section
From the top navigation menu, click on the “Credit Cards” tab.
Then, select “Explore All Credit Cards” from the dropdown menu to view all available TD card options.
3 – Browse TD’s Credit Card Options
On the credit card overview page, you’ll see a range of cards, including:
- TD First Class Travel® Visa Infinite Card*
- TD Cash Back Visa Infinite Card*
- TD® Aeroplan® Visa Infinite Card*
Scroll through the list and select the TD® Aeroplan® Visa Infinite Card*, which usually appears among the top recommendations.
4 – Review the TD® Aeroplan® Visa Infinite Card Details*
On the card’s dedicated information page, you can learn about all its main features, including:
- How Aeroplan points are earned on daily spending
- Current welcome bonus offers for new cardholders
- Travel benefits such as Air Canada perks and comprehensive insurance
- Annual fees and eligibility requirements
Once you’ve reviewed all the information, click the orange “Apply Now” button to begin the application process.
5 – Log In or Apply as a New Customer
After clicking “Apply Now,” you’ll be redirected to a secure TD Bank application portal.
Depending on your situation:
- If you’re already a TD customer: You can log in to your TD account to prefill your personal details.
- If you’re new to TD: You’ll need to complete the application form manually with your personal and financial information.
Follow the on-screen prompts, review your information carefully, and submit your application.
Once approved, your new TD® Aeroplan® Visa Infinite Card* will be mailed directly to your address.
Final Notes
The TD® Aeroplan® Visa Infinite Card* is ideal for Canadians who travel frequently and want to earn rewards faster.
It combines Aeroplan points, exclusive Air Canada benefits, and robust travel protection, all backed by the trust and reliability of TD Bank.
The online application is simple, secure, and can be completed in just a few minutes.
Everything You Need to Know Before Applying
Step 1: Access the Application Page
To get started, visit the TD Canada Trust website and navigate to the Credit Cards section.
You can apply online by selecting “Apply Now”, or if you’re an existing customer, log in through TD EasyWeb or the TD Mobile App for a faster process.
Step 2: Check the Eligibility Requirements
Before submitting your application, make sure you meet the following criteria:
- Minimum age: 18 years old
- Residency: Must be a Canadian citizen, permanent resident, or valid visa holder
- Credit standing: Cannot be under bankruptcy or insolvency
- Financial requirements: Must meet the card’s income and credit obligations
Step 3: Card Features and Key Benefits
When applying for the TD® Aeroplan® Visa Infinite Card*, you’ll gain access to a wide range of features and benefits:
- Aeroplan Points Earning:
- Earn 1.5 Aeroplan points per $1 on eligible purchases, including gas, groceries, EV charging, and Air Canada or Air Canada Vacations transactions.
- Earn 1 point per $1 on recurring payments and all other purchases.
- Annual Fee: $139 CAD
- Interest Rates:
- 21.99% on purchases
- 22.99% on cash advances
- Travel Benefits:
Includes emergency medical insurance, trip cancellation/interruption coverage, travel accident insurance, and baggage delay/loss coverage. - Exclusive Air Canada Privileges:
- Preferred Air Canada reward pricing
- Free first checked bag for the primary cardholder and up to eight companions on the same reservation
- Priority check-in and boarding privileges
- Aeroplan Points Policy:
Your Aeroplan points never expire as long as your account remains active.
Step 4: Submit, Wait for Approval, and Activate Your Card
After completing the online application, TD will review your submission and perform a credit check.
If your application is approved:
- Your TD® Aeroplan® Visa Infinite Card* will be mailed to your Canadian address.
- Once received, activate it via TD EasyWeb, the TD Mobile App, or by calling the activation phone number provided with your card.
- You can then start using your card to earn Aeroplan points on every purchase and enjoy its travel benefits.
In Summary
Applying for the TD® Aeroplan® Visa Infinite Card* is quick, secure, and straightforward.
With Aeroplan rewards, Air Canada privileges, premium travel insurance, and no point expiration, this card offers exceptional value for Canadians who fly frequently and want to make every dollar spent go further.
TD Aeroplan Visa Infinite Card – Learn how to apply
Ready to apply? Here’s a simple guide on where and what you need to start. It makes choosing the easiest way quicker and helps get approval faster.
Overview of the application process
You can apply in three ways: online at TD’s site, by calling TD, or at a TD branch. Applying online or by phone can get you a quick pre-approval. Getting your card takes a few days to weeks, based on document checks.
Sometimes, TD asks for more info to fully approve your application. Knowing what to expect reduces wait times and smooths out the process.
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Eligibility basics for Canadian residents
This card is for Canadians who fit TD’s rules for where you live and your ID. The minimum age is either 18 or 19, depending on where you live. You should have good credit and earn enough for Visa Infinite’s needs.
Check all the TD Aeroplan card rules before you apply. This helps avoid surprises. Fitting all the requirements improves your chance to get approved.
Preparing required documents and information
Before starting, collect these: a government ID (like a driver’s licence), your Social Insurance Number, proof of living in Canada (like a bill or lease), your latest pay stubs or tax assessment for proving your income, and your banking details if you’re linking accounts.
For online applications, have your documents ready in PDF or JPG format, as TD asks. Keep your Aeroplan number close to link accounts and check bonus eligibility. This prep work speeds up the process and means fewer follow-up questions.
Key features and benefits of the TD Aeroplan Visa Infinite
Let’s take a quick look at the TD Aeroplan Visa Infinite. It offers a solid Aeroplan welcome bonus and good earning rates. This card is great for travel perks, insurance, and protecting your purchases.
Welcome bonus and earning rates
Cardholders can get Aeroplan points with a minimum spend in the first few months. Always check the latest welcome bonus on TD or Aeroplan sites before applying.
You earn 1 point per dollar on everyday spending. Spending on Air Canada flights earns more. Also, groceries, gas, and dining give you bonus points. You can get even more points through the Aeroplan eStore or partner deals.
Travel benefits and insurance coverage
The card includes travel medical insurance for emergencies outside Canada. It also offers protection for trip cancellations, interruptions, flight delays, and lost baggage. Always read TD’s cardholder guide for details on policy limits and eligibility.
Some versions of the card offer Air Canada benefits like priority check-in. Be sure to check these perks before planning your travel.
Everyday perks and purchase protections
There’s coverage for accidental damage or theft soon after buying something. And there’s extended warranty protection. This can add time to the manufacturer’s warranty for certain items.
Visa Infinite perks may include concierge services and special access to experiences or presales. The terms and coverage vary. Make sure to read TD’s product disclosure to understand these benefits fully.
Who should consider the TD Aeroplan Visa Infinite
Are you thinking about getting the TD Aeroplan Visa Infinite? Your travel habits, what you need at home, and your credit score are key. This card is perfect for those chasing Aeroplan points and wanting travel insurance built-in. Here are scenarios to see if it’s right for you.
Frequent flyers and Aeroplan loyalists
Do you travel often with Air Canada or its partners? This card helps you collect points faster. It rewards Aeroplan fans with bonus points for buying certain things, making it easier to get free flights and upgrades.
When you mix in promotions from partners, those distant trips come closer. Enjoy benefits like picking your seat, getting on the plane faster, and perks for your bags.
Families and travel planners
Families making travel plans together get a lot from this card’s travel and purchase protection. It’s easier to book flights and hotels while earning points for next time.
Having more users on the account means more spending and more points for everyone. It’s a top pick for family travel thanks to its comprehensive insurance and flexible point use for many passengers.
Credit profile and income considerations
Visa Infinite cards ask for a higher income than simpler cards do. TD looks for people with good credit and a solid income.
If you have a strong credit history and make good money, this card’s frequent flyer benefits can make up for its fee. If your credit’s not there yet, it might be better to work on improving it first.
Step-by-step online application guide
Begin your TD Aeroplan online application by checking the offer on TD Canada Trust’s credit card page. Click the secure application link and log into TD EasyWeb if you’re a member. This can make your application go faster by filling out some details for you.
Before applying for the TD Visa Infinite online, make sure your browser works well with their site. A good connection means fewer interruptions while you submit the form.
Signing up through TD’s website
Go to the Aeroplan Visa Infinite page to see if you’re eligible and what the deal is. Click the secure apply button to start. Logging in with EasyWeb automatically fills in your name and contact info.
Update your device and stay off public Wi-Fi during the application. Doing this keeps your info safe and avoids hang-ups.
Filling out personal and financial sections
Use your legal name, birthdate, and Social Insurance Number just like they are on official records. Give your current address, phone, email, and job info.
Tell them about your yearly income, what you pay for housing, and any big debts you have. Being honest here helps get your application approved faster. Say if you need extra cards for others.
Submitting supporting documents electronically
Get digital copies of your pay slips, latest tax return, and ID ready before uploading. Make sure they meet the file requirements.
Upload your income and residence proof securely. Then, keep an eye on your email and TD messages for any follow-up requests.
| Step | What to have ready | Expected action |
|---|---|---|
| 1. Start | Device, secure network | Open TD credit card online steps and select Aeroplan Visa Infinite |
| 2. Sign in | TD EasyWeb login (optional) | Prefill personal info to speed application |
| 3. Personal details | Full legal name, SIN, address | Complete identity and contact fields accurately |
| 4. Financial details | Employer, income, housing costs, debts | Disclose income and obligations for true assessment |
| 5. Uploads | Pay stubs, NOA, government ID | Securely upload documents and confirm receipt |
| 6. Review & submit | All entered information | Review for accuracy, then submit to apply TD Visa Infinite online |
| 7. Follow-up | Email and TD secure messages | Watch for verification requests and final decision |
Applying by phone or in-branch
TD lets you apply with a real person’s help, either by phone or face-to-face at a branch. Going these routes can make things faster because they guide you and check your details faster than online.
What to expect during a phone application
Choosing to apply over the phone for a TD Visa Infinite means a TD rep will help you out. They’ll ask you questions just like the online form does. They can also quickly see if you might qualify.
Have your Social Insurance Number, job and salary info, ID, and current address ready before you call. You might need to send some documents by email or upload them. Sometimes, they’ll ask you to come to a branch with your ID.
Benefits of applying at a TD branch
Applying at a TD branch means you get help in person. A rep can explain all about the card, its benefits, and how to connect it to your accounts.
Having your ID with you at the branch helps things move faster. The staff there can talk about extra options, like adding more cards or getting started with online banking right away.
Tips for a smooth in-person application
Make an appointment so someone is ready to see you when you get there. Bring a photo ID, your Social Insurance Number, something that shows how much you earn, and proof of where you live.
Don’t forget to ask about any deals or if they can wave the annual fee. Also, find out when you’ll get your new card. Ask for brochures on the card and insurance to look over at home before you agree to anything.
Required eligibility criteria and documentation
Before applying for the TD Aeroplan Visa Infinite, make sure you understand the requirements and what documents TD needs. This knowledge can make the application process faster and lower the chance of needing more information.
Minimum age and residency rules for Canada
In Canada, you must be at least the province’s legal age to get credit. This age is usually 18, but some places like British Columbia and Newfoundland say you must be 19.
To apply, you also need a valid Canadian address. If you’re not a permanent resident, check TD’s special banking options for newcomers.
Income requirements and proof of income
The income needed for a Visa Infinite card is usually higher. Check the TD website to know the exact income you need. This helps avoid any eligibility surprises for the TD Aeroplan Visa Infinite card.
You can use pay stubs, a notice from the CRA, or T4 slips to show your income. If you work for yourself, you might need to show business statements or bank statements.
Valid ID and supporting paperwork
You’ll need a government-issued photo ID like a driver’s licence or passport. TD will also ask for your Social Insurance Number but follows strict privacy rules.
They might ask for a utility bill or bank statement as proof of your address. If adding someone else to your account, their documents are needed too. Newcomers should keep their immigration documents handy.
Credit score and approval odds for the Visa Infinite
The TD Aeroplan Visa Infinite is aimed at those with good credit. Lenders consider many factors, not just credit scores. They look at your income, how much debt you have, and your credit history.
Recommended credit score range
To improve your chances of approval, aim for a credit score of 670 or more. Having a score in the 700s puts you in a better position for high-end cards. A long credit history and paying on time make lenders trust you more.
How lenders evaluate applications
TD checks your credit reports from Equifax or TransUnion and considers your income and debts. They look at how much credit you use, your recent credit applications, and how regularly you repay. Having a stable job and a long relationship with TD helps too.
Actions to improve approval chances
- Lower your credit card balances to boost your score for the TD Visa Infinite.
- Get free credit reports from Equifax and TransUnion, fix errors, and check for updates.
- Make sure all payments are on time in the months leading up to your application.
- Show you have a stable income and hold off on new credit applications.
- Start with a lower-level Aeroplan card to build your credit, then move up to the Visa Infinite.
- If you’re turned down, find out why from TD, fix the problem, and try again later.
| Factor | What TD checks | Practical tip |
|---|---|---|
| Credit score | Equifax or TransUnion score and trends | Target 670+; best chances above 700 |
| Credit utilisation | Percentage of available credit in use | Keep below 30%, lower if possible |
| Payment history | On-time payments and recent delinquencies | Pay on time for at least 6 months before applying |
| Income and debt ratios | Reported income, monthly debt obligations | Reduce outstanding balances and document steady income |
| Account history with TD | Existing accounts and tenure | Maintain active TD accounts to strengthen relationship |
Annual fees, interest rates, and cost considerations
Choosing a premium travel card involves comparing costs and benefits. The TD Aeroplan’s annual fee might be high. But, it usually offers travel benefits that save money. Always check TD’s product page for up-to-date charges and special first-year deals before you apply.
Understanding the annual fee and value proposition
Visa Infinite cards cater to those who travel a lot. They come with strong insurance and airport perks. When you use them for Air Canada flights or with Aeroplan partners, you can earn back the fee you paid upfront. Remember to include welcome bonuses and travel credits in your value calculations.
Purchase and cash advance interest rates
Interest charges apply if you don’t pay your balance in full. For Visa Infinite cards in Canada, rates are higher for unpaid buys. They go up even more for cash advances. Cash advances also start accruing interest right away and have extra fees. Check TD’s annual statement for current rates and cash advance details.
How to offset fees with rewards and credits
Getting the annual fee back can be done by using the welcome bonus smartly. Also, use Aeroplan points on flights or travel with partners to maximize benefits. Look into Aeroplan eStore deals and use travel credits or insurance perks. These can save you extra money on trips.
Always pay your full statement to keep points valuable and avoid high interest. Weigh the benefits you’ll use against the TD Aeroplan’s fee. This way, you can see if the card suits your travel needs.
Maximizing Aeroplan points with card usage
Small changes in using your TD Aeroplan card can boost your points fast. By focusing on how and when you spend, you can earn more points every day. Knowing which spending categories earn the most Aeroplan points is key.
Best categories for earning bonus points
Focus on spending with Air Canada and on travel for the highest returns. When TD offers bonus points on groceries, gas, and dining, use your card. Also, book with Aeroplan partner airlines and through Star Alliance to earn extra.
Combining points with Aeroplan promotions
Keep an eye out for special Aeroplan promotions by TD, especially during big sale times. You can earn even more points by combining these promotions with the card’s bonuses. Always shop through the Aeroplan eStore and with partner retailers during these offers to get the most back.
Everyday spending strategies for faster accumulation
Pay your household bills, subscriptions, and other regular payments with your card to collect points on what you spend every day. Consider adding a family member as an authorized user to earn points on their purchases too. Aim to make big buys during bonus periods, but remember to pay off your card to keep your credit score healthy.
| Strategy | When to use | Expected benefit |
|---|---|---|
| Air Canada & partner bookings | When booking flights or complex itineraries | Higher points per dollar and elite-qualifying opportunities |
| Groceries, gas, dining (bonus categories) | During TD accelerated category periods | Boost everyday points accrual on frequent purchases |
| Aeroplan eStore and partners | When shopping online with partner merchants | Stack eStore multipliers with card earn rates |
| Consolidated recurring payments | Monthly bills and subscriptions | Steady, predictable point growth |
| Authorized users | When household spending is shared | Additional earn from family spending |
Redeeming Aeroplan points for maximum value
Mastering the use of Aeroplan points makes ordinary spending lead to exciting travel. Begin with flexible searches on the Aeroplan website to find cheaper award seats. Changing your travel dates slightly can show you better deals and lower prices.
Flight redemptions and partner carriers
Using your Aeroplan points on Air Canada and its Star Alliance partners like Lufthansa, United, and Singapore Airlines is rewarding. Tools that let you choose different dates and airlines can help find the best seat deals. Be aware of changing prices and look into partner flights, as they might need fewer points for first-class trips.
Upgrades, hotels and other redemption options
There’s more to Aeroplan than just flights. You can upgrade your Air Canada flight, book hotel stays, rent cars, or enjoy unique experiences. Always check if you’re getting good value for your points before finalizing. Upgrading to a better seat on long flights can often offer great value for a little extra points.
Tips to avoid high fees and get better value
Stick to airlines and trips that don’t charge a lot in fees to save money. Booking early for busy times and being open to different routes can also help lower extra charges. Use stopovers and plan trips through multiple cities wisely to make the most of your points. And if you’re short on points, think about pooling them with family or transferring points to meet the required amount.
Follow these simple steps to use your points wisely: look for flexible travel dates, weigh your options with different airlines, watch out for extra fees, and ensure you’re getting good value. By doing this, you can make sure you’re using your Aeroplan points in the best way possible.
Comparing TD Aeroplan Visa Infinite to competitor cards
This section compares the TD Aeroplan Visa Infinite with other Aeroplan cards and top travel rewards options in Canada. Learn how each card’s features suit your travel patterns, spending, and acceptance needs.
Main differences versus other Aeroplan cards
The TD Aeroplan Visa Infinite card ranks in the mid-to-premium level. It rewards you for buying with Air Canada and comes with good travel insurance. You also enjoy smooth bank integration if you’re a TD account holder.
It earns points well, has fewer perks than the Privilege version, and charges less annually than American Express’s premium Aeroplan options.
When compared to CIBC Aeroplan Visa Cards, TD’s version often leads in branch services and banking benefits. Versus American Express Aeroplan cards, its Visa foundation ensures wider acceptance in Canada.
How it stacks up against other travel reward cards in Canada
Next to the American Express Cobalt Card, TD’s card focuses more on spending with Air Canada. The Cobalt Card, however, is better for everyday spending with flexible rewards.
RBC Avion and BMO World Elite cater to different needs. RBC Avion is great for flexible redemptions, and BMO World Elite shines with premium travel benefits and lounge access. Still, the Visa Infinite competes strongly with these cards on Air Canada perks and travel insurance.
Which card fits different traveller profiles
If you often fly with Air Canada and like earning points directly, the TD Aeroplan Visa Infinite is for you. It’s also great for those who spend a lot and need a card that’s widely accepted.
For those who fly far often or want the best lounge access, cards with Priority Pass or Amex Centurion offers are better. If you prefer points you can move around easily, consider American Express Membership Rewards.
| Feature | TD Aeroplan Visa Infinite | American Express Cobalt | BMO World Elite | RBC Avion |
|---|---|---|---|---|
| Annual fee | $139 (typical) | $155 (monthly billed) | $150 (typical) | $120 (typical) |
| Primary strength | Air Canada earning, travel insurance | Everyday category bonuses, flexible points | Premium travel perks, lounge access | Flexible redemptions, travel credits |
| Points transfer flexibility | Aeroplan-focused | High (Membership Rewards) | Moderate | Moderate |
| Merchant acceptance | Excellent (Visa) | Good (Amex acceptance smaller) | Excellent (Visa) | Excellent (Visa/Mastercard options) |
| Travel insurance | Strong package | Good | Very strong | Good |
| Best for | Air Canada loyalists, mid/high spenders | Urban spenders, food and rideshare | Luxury travellers needing lounges | Flexible travellers wanting bank rewards |
For a side-by-side comparison of the TD Aeroplan Visa Infinite with others, check the Aeroplan cards comparison. It helps weigh fees, insurance, and acceptance. If choosing gets hard, remember: if Air Canada benefits matter most, pick Aeroplan. For flexibility in points, look at Amex.
Keep “compare TD Aeroplan Visa Infinite” in mind when looking at offers. Compare Visa Infinite against others for merchant acceptance and perks. This will help you find the best travel card in Canada for your needs.
Conclusion
The TD Aeroplan Visa Infinite Card is great for those who fly often and love Aeroplan points. It’s ideal for families that travel because it offers good travel insurance and airport perks. People with the right income and credit score will find it fits well.
When applying, choose the best way for you—online, by phone, or in person at a TD branch. Make sure you have your ID, your Social Insurance Number, and income proof ready. It’s smart to understand the fees, interest rates, and insurance coverage to make a good decision.
To benefit fully from the card, follow the earning and using points advice we shared earlier. Focus on categories that give you extra points, use Aeroplan’s special offers, and redeem points for valuable flights. Always check TD’s details and Aeroplan’s terms to make sure the card meets your travel plans and budget.
Once you’re set, go ahead and apply for the TD Aeroplan Visa Infinite Card. Use it smartly to gather Aeroplan points for your next trip. A little planning now can lead to big rewards later.
FAQ
What is the TD Aeroplan Visa Infinite Card and who should apply?
How can I apply for the TD Aeroplan Visa Infinite Card?
What documents and information do I need to apply?
What are the eligibility rules and minimum age requirements?
How long does approval and card delivery take?
What welcome bonus and earning rates can I expect?
What travel benefits and insurance come with the card?
What are the typical fees and interest rates?
How can I maximize Aeroplan points with this card?
What are the best redemption strategies for Aeroplan points?
What credit score and financial profile improve approval odds?
Should I apply online, by phone, or in branch?
What happens if my application is conditionally approved or declined?
How do I link my Aeroplan account and track welcome bonus eligibility?
How does the TD Aeroplan Visa Infinite compare to other Aeroplan cards?
Can newcomers to Canada qualify for this card?
Are authorized users a good idea for earning points faster?
Where can I find up-to-date terms, fees and insurance details?
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